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Loan Programs

Fixed Rate Mortgages (FRM)

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

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FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

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Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)

Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.

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Interest Only Mortgages

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

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Hard Money Loans

Custom lending solutions built for your financial needs.

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Balloon Mortgages

Balloon mortgages include a note rate that remains fixed initially, and the principal balance becomes due at the end of the mortgage term.

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Reverse Mortgages

Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

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What kind of loan program is best for you?

Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.

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NMLS: 344850    |     NMLS Consumer Access     |   FAIR LENDER     |     FAIR HOUSING      |      CAREERS

 

We've been helping customers afford the home of their dreams for over 17 years and we love what we do.

Corporate Office: 6475 S. Rainbow Blvd, Suite 102

Las Vegas, NV 89118 

Phone: 702-730-2085    |    info@plgnv.com

NMLS: 344850    |     NMLS Consumer Access     |   FAIR LENDER     |     FAIR HOUSING      |      CAREERS

 

We've been helping customers afford the home of their dreams for over 17 years and we love what we do.